This insurance protects you from losses that you may suffer from problems related to the title of owner of your home. Before you buy a home, it may have changed owners many times. If there are problems that affect the title of the property, such as taxes that have not been paid, mortgages or sales restrictions (liens), you could be responsible for these as your new owner. Unlike other insurance that has coverage from the moment you acquire it, this insurance extends for an indefinite period of time prior to its acquisition. The protection it provides goes from the moment you purchase the policy backwards.