Prism Financial Services has designed Short-term Income protection insurance, to support you financially if you can’t work due to illness or injury, and your income drops. This type of policy is particularly relevant, for anyone who is self-employed and wouldn’t get sick pay. You might consider getting this insurance. This type of policy will pay out a monthly sum, for a set period of time, if you lose your source of income due to illness, accident, injury or redundancy.